Home Loan Finance

The ins and outs of Home Loan Finance

In the market to buy a home? This is an introduction to an experienced mortgage broker, Tony Duncan. Here, he shares how the Astute East Brisbane team can assist you to secure the home you want, with lending appropriate to your circumstances.

It can be a complicated process to buy a home- there's a lot to know. From deciding which bank or lender to use, to finding a competitive home loan rate and also to secure finance terms that work for your long term goals. It can really make a difference to use an experienced mortgage broker to navigate this process on your behalf.

If you're an existing homeowner and looking to transition to another home, then you can find out fact sheet here.

In 60 seconds, understand how much you can borrow to buy your dream home or investment property. Use our Borrowing Capacity Calculator Now.

A Few Things to Know

If you're a first home buyer and looking for some more information about the path to purchasing your first home, we have compiled a list of Key Things to Know before purchasing your first home.

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How much can I borrow?

In 60 seconds, understand how much you could save or spend on what matters most to you. Use our calculator to learn more.

Want to learn more about home loans? Here are our recent blog posts on the topic:

The Australian Government has announced significant expansions to the Home Guarantee Scheme that will transform home ownership opportunities for first home buyers across the country.

Major Changes to the First Home Guarantee Scheme from October 2025

The Australian Government has announced significant expansions to the Home Guarantee Scheme that will transform home ownership opportunities for first home buyers across the country. Starting 1 October 2025, these changes will make it easier than ever for eligible buyers to enter the property market with as little as a 5% deposit and no Lenders Mortgage Insurance.

Steve Dart

Oct 95 min read

RBA Decisions: How Independent Bank Rate Movements Create Refinancing Opportunities

With interest rates constantly in the spotlight and cost-of-living pressures rising, any drop in mortgage rates can be a welcome relief...

Steve Dart

Aug 264 min read

Understanding Your True Repayment Capacity: Beyond Basic Calculators

When you're ready to borrow for property, most online calculators only scratch the surface. Our tools at astute.online/calculators think like lenders, considering after-expense income, credit card limits (not balances), BNPL accounts, and rate buffers. Get an accurate picture of your true borrowing capacity. Contact Astute East Brisbane on (07) 3667 8988 for personalised assessment.