Finance Insight's from a Mortgage Broker

When you apply for a home loan, many borrowers assume it's all about their credit score or employment history. While these factors matter, lenders primarily focus on two fundamental questions: Do you have enough skin in the game? And can you afford the repayments?

The Australian Government has announced significant expansions to the Home Guarantee Scheme that will transform home ownership opportunities for first home buyers across the country. Starting 1 October 2025, these changes will make it easier than ever for eligible buyers to enter the property market with as little as a 5% deposit and no Lenders Mortgage Insurance.

Notice clients asking about rental yields or mentioning property investment? Simply suggest they have a quick chat with us before making any

With lending criteria seemingly continuing to tighten up, there have been some recent announcements that will come as great news to potentia

Here is a list of questions to ask when ensuring your home loan pre-approval before making an offer to buy a home.

We recently heard some exciting news in Brisbane; the Olympics are coming to town for 2032. After winning the majority vote, the sunshine...

Despite going into recession only mid last year, the Australian property market has recovered well and is positioned with a strong...

As the holiday season enters full swing, we weigh up the pro's and con's of buying a holiday home. With plenty of obviously great...

To super or not to super...that is a the 2020 question...