Finance Insight's from a Mortgage Broker

When you apply for a home loan, many borrowers assume it's all about their credit score or employment history. While these factors matter, lenders primarily focus on two fundamental questions: Do you have enough skin in the game? And can you afford the repayments?

The Australian Government has announced significant expansions to the Home Guarantee Scheme that will transform home ownership opportunities for first home buyers across the country. Starting 1 October 2025, these changes will make it easier than ever for eligible buyers to enter the property market with as little as a 5% deposit and no Lenders Mortgage Insurance.

With interest rates constantly in the spotlight and cost-of-living pressures rising, any drop in mortgage rates can be a welcome relief...

When you're ready to borrow for property, most online calculators only scratch the surface. Our tools at astute.online/calculators think like lenders, considering after-expense income, credit card limits (not balances), BNPL accounts, and rate buffers. Get an accurate picture of your true borrowing capacity. Contact Astute East Brisbane on (07) 3667 8988 for personalised assessment.

As a mortgage broker, I've seen firsthand the unique challenges that self-employed individuals face when trying to secure a home loan. While

With lending criteria seemingly continuing to tighten up, there have been some recent announcements that will come as great news to potentia

Spring has arrived, and with it, the real estate market is buzzing with activity. If you're considering selling your home, you might wonder,

Securing a Home in Three Weeks: A Remarkable Real Estate Transaction In the world of real estate, timing is often critical. And Brisbane...

Here is a list of questions to ask when ensuring your home loan pre-approval before making an offer to buy a home.

There’s a tax Incentive available to first-home buyers that makes your savings stretch further, and if you’re part way there in saving a...

If you, like so many of us at this time of year, have found yourself staring at your bank statement convinced you’ve become a victim of frau

If you’re a homeowner considering how you might benefit from this market growth by accessing the equity in your home, we can help.

As mortgage brokers, we're well versed in loan applications so here's a few things to consider to help you get started.

It must seem impossible for our first home buyer’s to get on the property ladder these days. The strength of the Brisbane property market...

We recently heard some exciting news in Brisbane; the Olympics are coming to town for 2032. After winning the majority vote, the sunshine...

Purchasing a property is a big responsibility, easily one of the biggest decisions many of us will make and it's important to get it...

While the Reserve Bank has made strong indications to Australian’s that interest rates will not be raised until 2024, we’re starting to...

Here's what you need to know. Purchasing your first home is an incredible achievement. It’s a sign that you've worked hard and have...

Late last year came an announcement that, as mortgage brokers, seemed too good to be true. A reduction to the seemingly enormous and...

Are you considering purchasing a property but haven’t seen something yet that suits your needs? Or maybe you’re ready to get your foot onto